Home Equity Lines of Credit - the Basics

(Submited by: John Whiteside )

A Home equity line of credit is a loan which is similar to a credit card. These often have a very low interest rate (In most cases even lower than home equity loans). A Home equity lines of credit acts as a form of revolving which your home ... Read article

125% Equity Home Loans

(Submited by: Levetta Rivera )

If you are a homeowner in need of a home equity loan but you have not yet built up any equity in your home, don't despair. A 125 percent equity home loan may be the answer.A 125 percent equity home loan is a second mortgage loan that ... Read article

The Value of Building Home Equity

(Submited by: Raynor James )

There are numerous advantages to owning a home. One of the serious advantages is the equity that is built over time. As equity builds, you create a pool of money to access in trying times.Home EquityEquity is simply the value of a ... Read article

Debt Consolidation, with Home Equity Loans

(Submited by: John Whiteside )

Debt consolidation is a way of increasing your monthly cash flow by combining all your high interest payments into a low interest and easily manageable home equity loan. The process is explained in the example.Lets look at this ... Read article

Home Equity Loans Research Your Lender Carefully

(Submited by: Charles Essmeier )

Real estate prices are rising across the country, and Americans are tapping into their home equity like never before. Americans took out $431 billion in home equity loans in 2004, and that amount may increase in 2005. The reasons vary; some ... Read article

Home Equity Loans Categories

(Submited by: Steve Austin )

Fixed Rate Mortgages: These loans have a fixed rate of interest over the entire term for which the loan has been disbursed. The term for these mortgages is typically between 10 to 30 years. The monthly interest payment on these loans is fixed and ... Read article

Home Equity Loans 101

(Submited by: Frank Kelly )

A secured home loan differs from an unsecured loan in that the secured loan borrows against one's home as collateral, thereby reducing the risk to the lender.As such, secured home loans often offer better interest rates than unsecured ... Read article

Home Equity Loans Beware of Appraisal Fraud

(Submited by: Charles Essmeier )

A new report by the independent Demos group has revealed what may not be a surprise to many people corruption is rampant in the home appraisal industry. The bust in the dot-com market of some five years ago has left would-be lenders with a ... Read article

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Latest Home Equity News

Understand How Bank Failures Work
16 Jul 2008 at 9:21am
By now you've heard about the recent failure of IndyMac bank. Some saw it coming, and some didn't. Senator Charles Schumer wrote about the bank before customers drained...

Old Fashioned Bank Run Finishes IndyMac
14 Jul 2008 at 6:06pm
IndyMac may have been rotting on the vine, but a bank run brought the bank down for good. Some blame Senator Charles Schumer for causing the panic. On June 26th,...

IndyMac Closed by Feds
14 Jul 2008 at 9:38am
IndyMac is the latest news-generating failure of the subprime debacle. Regulators shut down the bank late last week, starting a deathwatch on other small banks. IndyMac is open for "business...

If Fannie or Freddie Fail
11 Jul 2008 at 11:59am
Recent headlines have focused on Fannie Mae and Freddie Mac, the agencies provide liquidity to the mortgage system. In light of the subprime debacle and housing crisis, some wonder...

Most Dangerous ATM Locations
8 Jul 2008 at 11:57am
Using an ATM makes life easy. However, you have to be careful. The machine is a direct link to your bank account -- money you need for your...

GreenNote Expands Private Student Loan Offering
8 Jul 2008 at 8:06am
We recently covered how GreenNote works to help students get loans from friends, family, and other acquaintances. During these tough economic times, private student loans are hard to get. GreenNote...